Do you have her contact information? Ask for her insurance information and open a claim. I highly suggest that you hire a personal injury attorney...

When should I get a personal injury attorney?

Immediately. Do not allow the insurance company to strong arm you and intimidate you. Get someone ready to call their bluff and stand up for you.

If you fail to report and the other side does you are risking a denial of coverage for not timely reporting. Best to let the insurance handle it....

Car accident

Hire local counsel to cut thru this red tape. You are getting the run around. Time to let a professional assist you and get this taken care of for...

Is it worth it to hire an attorney regarding my car accident claim/settlement

Allow the 2 insurance companies to fight it out. This is why you pay for insurance.

6 car fender bender fault?

No. Each car should have maintained an assured clear distance behind the car in front. Each is responsible for the damage they caused respectively.

Opinion of who was at fault in my husbands 4 way stop accident that totaled our car?

That sounds correct in how to proceed. Be sure to have notified your insurance carrier. they will provide a lawyer and pay the legal fees.

Can I cancel a Property exposure claim over a small accident?

It is up to the insurance company to set its own policies. This is a policy issue, not a legal one.

What happens if I get rear ended, they hav Ins, but i don't. Can his Insurance Co deny the claim even if was their fault?

Your lack of insurance is irrelevant as to fault. He hit you. The insurance company may try to reduce what they pay as a result. However, that is...

Am I missing a legal understanding after this car accident?

Was there a police report taken? It is possible for soft tissue injuries to be in excess of $10k. Open a claim with your carrier and let them sort...