Can I pay out of pocket for a parked car (no one in the car) incident without reporting it to my insurance company?

Yes, but I recommend that you go thru the insurance carrier.

Can I pay for damages to a car I scraped in a private apt parking lot? Does a police report have to be filed?

It is best to let the insurance company handle it. If you choose to take care of it yourself, I suggest you have an attorney draft a full and final...

How do I protect myself from a car repo?

Talk to the repo company about what you can do to get the car returned to you. Had you filed a police report when you could not get the car returned?

How do I get my vehicle replaced or damages paid for

You need to deal with the truck's insurance carrier. Since you have no insurance, you have no other option.

Can I ask my personal injury attorney for my case file? Does it include correspondence and what has been done so far?

Yes you have a right to your file. Schedule an appointment and ask your questions. You may be satisfied with the answers provided.

What to do after a car accident?

Hire a personal injury attorney. They will file a proof of claim with the city and negotiate the case on your behalf.

Allow the insurance company to figure it out. Submit your bills and settle your claim.

Can I sue my former employer for making me drive a comercial vehicle with a flat inner axle tire and leaking air line.

No you cannot sue your employer. However you may have a workers compensation case against them.

If they secure a judgement against you they can have your license suspended until it is satisfied. That would require a lawsuit. I would notify...

Start with their homeowner's policy. They will fix the fence and go against the at fault drivers for reimbursement. Open claims with both drivers...