Do I need a lawyer present for notary

I am not familiar with such a request. Have an attorney review it prior to signing.

If i was in the pasanger seat & made my hubby drive i was feelin sick & he had a dl but was excluded can u help ihav a dr note.

If he was excluded and you are living together, there is no coverage. You are personally liable for the damages.

What can I do if I have a judgement from a judge and the defendant declare for bankruptcy?

They will be protected by the bankruptcy court. You will likely receive pennies on the dollar at best.

F I don't have car insurance and someone hit me and is at fault. Can thier insurance still pay for my car damages.

Yes they are liable. Your lack of insurance does not erase their fault. The insurance will try to likely reduce your damages because of it....

Can I get "loss of use" compensation for my totalled car?

Yes. You are entitled to the loss of use of your vehicle for that time.

Hire a criminal defense attorney and call them back. Ignoring them would be the worse thing you could do.

What can I expect

Does you boyfriend have insurance? Does he reside with you? Do you have insurance? Depending on your answers submit a claim to the appropriate...

Im at a lost here, what can I do

Hire an attorney. He will file suit against the at fault driver. If they had insurance, their carrier will step in on the insured at fault drivers...

Bad Faith Claim

Since they have paid I question if this matter is worth you additional time and money in pursuing a bad faith claim. Talk to local counsel...

Unless the property is being held by the police pursuant to a criminal case, it is your property. They have no right to hold it. Demand they...