It means the insurance will pay the maximum of $100k per person and up to maximum of $300k per accident.

Summons received for a car accident

Turn the matter over to your insurance. They will provide legal counsel on your behalf.

Auto accident, should I seek legal representation?

Allow your insurance company to defend your interest. If a suit is filed, your carrier will retain a lawyer on your behalf.

Will the persons insurance pay for my car repair?

Sounds like they are liable. We're the police called? Who was cited? These answers will assist in the evaluation of the adjuster (though not...

Should I try to contact the investigator or push to report my car stolen?

Call his supervisor and keep calling until they listen. Sometimes the squeaky wheel does get the oil.

What can I do if my car was in an accident and I don't want it back ?

If not a total loss, demand diminished value of the vehicle plus repairs. Then sell the car.

If you authorized the repair, you are responsible for the costs of repair.

Parking lot damage

Either file a law suit or turn it over to your carrier.

Vehicle was parked and was hit by another driver, insurance issued me a check and five months later wants it back.

Turn the matter over to your insurance and let the 2 companies battle it out.

What if I was not at fault for the accident, and the did not call or talk to me at all and paid the other party's car? Insurance

That is the insurance company's choice to pay or not pay. You have no say.