Archived
What is likelihood that collector/lawyer representing will get original receipt in collection case when ordered by judge?
Charles's answer
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Answered on January 17, 2011
The odds of a collector coming up with the "original" receipt are practically zero. But a copy will usually do as well as the original, unless the...
Archived
I filed for Chapter 7 in Florida. Trustee has set a hearing date. Why? What does this mean? What can I expect?
Charles's answer
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Answered on January 14, 2011
But, yeah, this is not looking good. Unless the hearing is on a technical matter, you may have a real serious problem. Read your notice...
Archived
I have a hospital bill. I called to set up payments. I offered $50.00 they asked could I do $100. told them no. They sent me an
Charles's answer
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Answered on January 14, 2011
You did not say how big the bill was. So think of it this way: Would you sue a person that owed you $250.00 if they were already paying you...
Archived
Can a credit union freeze my account from debt my husband had with them 10 years ago?
Charles's answer
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Answered on January 14, 2011
When you and your husband opened the savings account and CDs you signed an agreement with the credit union. In the fine print you both gave a...
Archived
Will filing chapter 7 damage my familys credit
Charles's answer
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Answered on January 10, 2011
Pay attention here. Is your name on the DEED to your mom's home? The deed is different than the mortgage. If you file bankruptcy and you are on...
Archived
In district small claims court today a judgement was entered in my favor, for a motor vehicle can I seize this vehicle and sell?
Charles's answer
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Answered on January 10, 2011
Heck no, you cannot seize the car. You do not have lien on it. You could get arrested or injured. The proper loan procedure would have been for...
Assigning ownership of small claims judgment
Charles's answer
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Answered on January 10, 2011
Please do not take the advice of court clerks on anything except technical matters related to filing. In most states they are forbidden to...
Archived
How much will you be required to give the trustee of your income tax after filing for chapter 7?
Charles's answer
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Answered on January 10, 2011
A little good news. You can use your $400.00) "cash and "right to receive cash" exemption (ORC 2329,66,(A) (3) ) and your $1,150.00 "other...
Archived
Someone agreed to pay balance on credit card with merchandise they own, should I take this to small claims court?
Charles's answer
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Answered on January 09, 2011
You are letting your ex hurt your credit and run up late fees. If you can, I would advise you to pay the bill and get your ex to pay back. It...
My mom is filing a bankruptcy, we live in the same house.I pay my own portion of rent & utility. Do I have to present my income?
Charles's answer
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Answered on January 09, 2011
Your income has a lot to do with your mom's financial life. Picture mom without the expense money that you pay. That's a very different budget...
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