Archived
Bankruptcy discharged 2004. I listed timeshare on sched A & D but not on Sched G. Will this in perpetuity contract be discharged
Charles's answer
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Answered on January 18, 2011
The people who sell these "perpetual liability" timeshares are usually very bad characters who often go from skirting the law to clearly illegal...
Archived
Filed bankruptcy in 2010, gave up my 2009 income tax return. Now they want my 2010 return can they do that
Charles's answer
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Answered on January 17, 2011
If this is the usual situation, then you filed a Chapter 7 bankruptcy sometime in 2009. Your trustee correctly considers your right to the 2010...
I am being sued for outstanding HOA fee. What are my options???
Charles's answer
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Answered on January 17, 2011
You don't say, but I have to assume that the HOA has sued you and won a judgment. After they do that, they can garnish wages and attach bank...
Archived
What happens when the broker of the second mortgage can not be found?
Charles's answer
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Answered on January 17, 2011
The fact that you did not reaffirm on the mortgages on your home should not limit your ability to refinance. But, the fact that you need to...
Archived
Can I enforce a judgment for legal fees if I declared bankruptcy?
Charles's answer
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Answered on January 17, 2011
Your question is really vague and hard to understand. Sorry about that. You may want to rephrase it if you fail to receive an adequate answer. ...
Current on chapter 13 and thinking about moving abroad.
Charles's answer
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Answered on January 17, 2011
Remember that you must keep the court and your attorney advised of your address while you are in a Chapter 13 plan. If you voluntarily quit your...
Archived
WHAT LAWS AND STATUTES GOVERN ORIGINAL CREDITORS IN THE STATE OF FLORIDA?
Charles's answer
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Answered on January 17, 2011
You sure ask big questions. This is what attorneys go to law school for. There's no easy way to answer your question. Especially since you give...
Archived
How to stop debt collectors?
Charles's answer
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Answered on January 17, 2011
Ms.Bunce is right, as always. Your debt management program is not doing its job. I would dump them too.
Try getting proactive with your...
Archived
I have a mortgage on our home as well as an equity line, I want to get out from under it, but will both loans been discharged?
Charles's answer
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Answered on January 17, 2011
No, You will not be liable for the 1st or 2nd mortgage on your property if you file a Chapter 7. A Chapter 7 bankruptcy will discharge both of...
Archived
Can they take me to jail for not paying student loans? What can they do? Already tried going bankrupt and that didn't work.
Charles's answer
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Answered on January 17, 2011
Student loan collectors can be tough. They can grab your tax refund, ruin your credit, put liens on your real property and generally make life...
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