I am only guessing, but it may be that your first mortgage holder has decided that their mortgage lien is not an asset or perhaps the house is an...

I'm totally disabled on SSDI; legal aid too busy to accept bankruptcy case; I've no money, no friends, family to help;

Please, relax. You are OK This is NOT going to be a problem. If your only income is SSDI, then you don't owe any income tax. If you do file a...

Can I file for Chapter 7?

You may have to wait until you get a job and then file a Chapter 13 Plan instead of a Chapter 7 Bankruptcy. If you do eventually file a Chapter 13...

How do debt collector find your Bank accounts Or if you own a vehicle even if ( paid off )

Debt collectors routinely use "asset locator" services. You can find them on the internet easily. And yes, you should have time to hire a...

Selected as the best answer

Is this a good paragraph to add in a demand letter to an LLC?

Under the Fair Debt Collection Practices Act "debt collectors" are forbidden to threaten or even imply that they will take certain actions, if they...

My house is in foreclosure, bank can not produce proof of owndership,I put in bankruptcy and the bank did not come forward;

You will need an attorney to draft a request for documents from the bank and then follow up. Look for an experienced "foreclosure defense...

Dentist wants bill paid I do not know what it is for

Any one can choose to sue on a debt they believe they are owed. The question is, "Do they have the necessary evidence to win? And what will it...

I don't think that you understand. If the Trustee says that your Chapter 13 Plan requires the payment of your tax refund, you do not get the...

The IRS gave ma a date to receive my tax money could the state still step in and take it I just filled chapter 7

I suppose that New Jersey could have put a hold on your tax refund. If that is true, it's a "Que sera sera" matter. What's done is done. So...

If you loan someone your credit card for a specific reason and they max it out can you take them to court?

Your friend does not sound like they are collectable. Even it you sued them and won, there are no wages or assets you can collect from. Sorry,...