Late filling

My friend, The court may smile upon you. Ask the clerk if you can be allowed a "30 day leave to plead." I bet it will be granted. Listen...

Can I file Chapter 13 bankruptcy for a second time? I want to stay a foreclosure.

Sadly, you are barred from filing a Chapter 13 for 180 days from the dismissal of your previous Chapter 13. See 11 USC sect. 109(e), (a),...

Is it better (credit-wise or otherwise) to do a debt settlement with creditors or go bankrupt? Are there pros/cons of both?

I think there are 2 facts that will prevent you from successfully dealing with your creditors. 1. You have more than 3 to 6 debts. That's too...

How do i stop a wage garnishment order if i file bankruptcy will it eliminate all debts w creditors ? will this be affordable

A chapter 7 Bankruptcy immediately stops all garnishments upon filing. You will list ALL of your creditors on Schedules D, E, or F of your...

Do I need to file for bankruptcy after bank takes back the property and sells it?

You are correct that after the deficiency on your mortgage is known, the bank will send a Form 1099C to you and the IRS. This does not necessarily...

Regrettably, the doctrine of "sovereign immunity" prevents such a suit. This doctrine is sometimes stated as, "The king can do no wrong." It...

I am in collections and owe a good amount of money. It is money owed for an accident I was involved in a few years back.

I see no way to handle your situation except by filing a Chapter 7 Bankruptcy. Yes, it will not look great on your credit, but you will have taken...

Regarding USDA Treasury Dept. garnishment of my Soc. Sec. Disability Benefits.

The above attorneys are correct. You cannot discharge this debt in a Chapter 7 Bankruptcy. But you CAN list this debt in a Chapter 13 Bankruptcy...

Can my property be sold at auction by HOA while the bank is working on short sale ?

Sad to say, but the answer is that the HOA was within its rights. The HOA did not agree to the short sale in writing. I think that you waited way...

My house was under foreclosure before i got married, sold shortly after. will my wifes income be considered in my bankruptcy?

Yes, your spouse's income will be considered when you file, together or alone, UNLESS you are not living together at the time of filing. You do...