After a Chapter 7 BK and a short sale, would a foreclosure make any difference to our credit?

I would start by offering a deed in lieu to the bank. Why go through all of these applications to help the bank avoid a loss? You are already out...

I just cashed a check in mail for 850 two different check adds up to 1700 OK I didn't know it was a bad check

The answer to your question depends on the facts and whether you were merely duped, or were an active participant in the fraud. The facts that...

How do we pay past due home owners association fees now that there is a civil action against us?

All you need to do to settle this case is call the HOA's attorney. They are listed in the Summons and Complaint that were served on you to start...

The divorce decree is enforceable between you and your ex only. It makes no sense to waste money pursuing him if he is in jail or unemployed. ...

Apartment rent opportunities after filing for bankruptcy

The bankruptcy will stay on your credit for 10 years, not 7. But the first 2 years are really the years that give your credit the hardest time. ...

Who will have to pay uninsured medical bills after my father left U.S ?

It appears that you didn't sign anything at the emergency room that made you liable for your father's care. I say that because the bills are NOT...

How do I get the amount of a wage garnishment reduced?

Sorry to hear about your predicament. But no, you can't get the garnishment reduced. It is set by statute and the judge has no discretion. If...

Owe on a debt

Permit me to explain what really happened here. Your account was sold with a big bunch of accounts for 1 to 5% of its face value. The purchaser...

How can we get assistance with our mortgage payments even after a bankruptcy?

I hope you did not mean what you said when you wrote, "& didn't include our home." It is illegal, immoral and fattening to fail to list debts in...

I want to settle my second mortgage. Both 1st and 2nd were discharged in BK-7.

You are right. The second mortgage holder has no motive to foreclose right now. I assume that you have tried to deal with them and they refused. ...