Are collection fees retro-active (can be still charged after balance has been paid in full to original creditor?How to dispute?

The previous attorney is correct. This may be a Fair Debt Collection Act violation. Get ALL of your paperwork collected together and find an...

Chapter 7, foreclosure and tax

You will be protected, no matter what. However, even after the bankruptcy is filed, the title to the house will remain in your name. This can...

I need a credit debt service that has a good track record and is reliable with A rating

I don't know of a single, reputable credit debt service that I would trust with a client or friend. A Chapter 13 attorney is always cheaper and...

Can I sell my house

Yes you can legally sell your home. But, the bank's mortgage remains on the house and it must be satisfied in any sale, unless a "short sale" is...

Can I lose my home after my divorce if my wife filed bankrupcy on the house instead of signing quick deed as court ordered?

Your question is full of possible "What ifs." However, here's a couple of general points to set you at ease while you are waiting to see an...

What are the next steps in getting a judgement set aside when being sued for a debt?

The first step is to go down to the Clerk of Courts and ask to see the court's file. You should request a copy of "every document in the file." ...

Can a credit card company get a judgment against me if I have moved if they send the severance papers to old address?

Yes, they can. Time for an atty. Good luck.

Good news. You may be what attorneys call "Judgment Proof." In other words, there is no way that anyone can collect from you, because you have no...

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The house I am renting may be in foreclosure. I have no idea who to pay rent.

You pay your rent to the title holder, if they demand it. No one else has the power to evict you. It may be that the title holder does not have...

How can I apply for a hardship or to have insurance violation with mva waived? How do I apply?

I assume that you have had an uninsured auto accident. You owe money to a person or the insurance company of the person that you hit. Unless...