I live in NJ, I have not paid my mortgage in 2 months due to repairs that need to be done to the house to make it liveable in

I would wait until the bank actually files the foreclosure. Then file an Answer within the time allowed by the court. An answer is your response...

Error on BK forms.

Relax. This is important, but things will be OK. Really. In my jurisdiction, Toledo,OH, the Trustee always opens up the First Meeting of...

There is no way to settle a debt if you have no money to settle with. Money talks. Nothing else works. If you are truly flat busted and have no...

How do i go about settling a debt that i'm being sued for?

Take a look at my Legal Guide "How to Negotiate Debts. http://www.avvo.com/legal-guides/ugc/how-to-negotiate-a-credit-card-debt Remember, in...

I feel like my parental rights have been violated can u help

You should contact Children's ServIces case worker. Tell the casE worker that you have a plan to take care of your kids. DO NOT TELL THEM THAT...

If the mortgage company can't produce the "power of attorney" that was used to sign the mortgage, is it a valid mortgage?

Yes, you may have an interesting defense, but you are going to need an attorney to get it properly before the court. You have a chance to get out...

I think I'm going to be served with a civil lawsuit, practically no income, have lupus, few assets, please advise?

You are at the point where you really must see an experienced bankruptcy attorney. This is way to complex to address in this forum. Look for a...

Do I need to pay back a debt in which I received a 1099C cancellation of debt on?

You should also consider amending your 2013 taxes by filing a Form 1040X and adding a Form 982 that would excuse the payment of taxes caused by...

Do i settle a debt with the landlord, the collection agency or the agency's attorney?

Deal with the attorney. You can only bind them safely to a deal with their attorney. See my Legal Guide To Settling Debt. It might help. Good...

How do I deal with back taxes owed on a forgiven debt when we don't have the money to repay?

All you need to do is amend that year's taxes with a Form 1040X and attach a Form 982. That will get the alleged taxes forgiven. The taxes must...

Selected as the best answer