Archived
Can a mortgage company /servicer (GreenTree) collect money from the previous owner after receiving PMI on a foreclosed property?
Charles's answer
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Answered on August 31, 2013
Collection really do like to close out accounts before the end of the month so they can impress clients and collect their performance bonuses. But...
Archived
Need some information on Credit Card Agreement..
Charles's answer
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Answered on August 31, 2013
I think you left out your question. The provision is well known. Please write back with your question. Good luck.
Archived
What can be done to protect our rights/ investment in this property? Do we have a case against him? Do we need an atty?
Charles's answer
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Answered on August 31, 2013
So, go bid at the sheriff's sale. Get your bank ready to back you up. Have 10% cash ready on the sale day and join the fray. Bidding is likely...
Archived
I bought a house in 2008 in Ohio and have found that the deed was never recorded. I want to sell it and don't know what to do.
Charles's answer
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Answered on August 31, 2013
I am guessing that you closed this deal with out title insurance. With the benefit of hindsight, I am sure that you now see why that was such a...
Archived
HELP WITH PAST DUE PAY DAY LOANS
Charles's answer
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Answered on August 31, 2013
You do need more facts here. So, write back. But here are some encouraging words. You are NOT going to be arrested for not paying a payday loan....
Archived
Is the letter below all a collection agency has to send in response to a debt validation request?
Charles's answer
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Answered on August 30, 2013
No, it is not satisfactory. You don't say if you asked for any specific validation, but you can write and demand actual proof (not just the name)...
Archived
Is it possible to file both a Chap 7 and chap 13 at the same time?
Charles's answer
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Answered on August 30, 2013
It may not suit you, but you might wish to talk to an attorney about a Chapter 11 Bankruptcy. There are plenty of good Chapter 11 attorneys in...
Archived
CAN I BE ARRESTED FOR HAVING 5 PAYDAY LOANS OUT IN A YEAR. THE LAW SAYS TWO A YEAR. I HAVE ONE PAID OFF AND DEFAULTED ON FOUR!!!
Charles's answer
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Answered on August 30, 2013
BTW, Those payday loans are dischargeable in a Chapter 7 or Chapter 13 Bankruptcy. Don't believe the payday loan people when they say that their...
Archived
I have been renting a home for the past 3 yrs from a relative. How can I show mortgage lenders my payment history?
Charles's answer
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Answered on August 29, 2013
I don't understand how the owner could provide a "letter." Your facts appear to state that she died 3 years ago. If the owner is alive have the...
Archived
SOL has run out on a credit card debt, can a MO lawyer/collector sue me in court?
Charles's answer
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Answered on August 28, 2013
Assuming that the statute of limitations has run, then yes the creditor can sue. You have the "affirmative defense" of pleading the statute. In...
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