Archived
I have student loans that I haven't paid and am about to get married. can my soon 2 be husband be held accountable for them?
Charles's answer
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Answered on September 05, 2013
Your new spouse can not be held liable for for pre-marital debts that are solely in your name. Ohio is not a community property state. However,...
Archived
I have a clothing catalog debt from 2007 that I got a judgment for, the attorney generals office claims it is too old!!
Charles's answer
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Answered on September 05, 2013
Most likely, they sued you at a previous address. When you didn't answer the suit, you lost by default. In certain cases judgments like these can...
Is a debt collection agency required by the law to produce receipt?
Charles's answer
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Answered on September 05, 2013
Your cancelled check with the correct account or reference number on the "memo" line of the check, should be sufficient to prove you made the...
Archived
Does an adversary proceeding filed in a chapter 7 bankruptcy that converts to chapter 13 carry over to the chapter 13?
Charles's answer
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Answered on September 04, 2013
The adversary matter will continue. Dischargeability is an issue in 13s also. Be careful! Get an Attorney, now. You can be ordered to pay major...
Can Huntington National Bank legally close my account due to a charged off account stemming from my filing Chapter 7 Bankruptcy?
Charles's answer
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Answered on September 04, 2013
Every town has a bank or two that will give people like you a "second chance account." Ask around at the local banks and they will tell you who it...
Archived
I used my Credit card to pay for a service. Invoice states service is nonrefundable all sales final. I signed this invoice?
Charles's answer
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Answered on September 03, 2013
You need to tell the story in order get an answer. Did they initiate contact? How? We need to know the dates and times that everything happened...
Archived
How soon after BK 7 is dismissed w/o prejudice can the lender sell the home?
Charles's answer
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Answered on September 03, 2013
I don't think Texas would let the Plaintiff simply pick up where he left off. The Plaintiff is going to have to send notice out again,
So,...
Archived
Can I do a debtors exam hearing myself against a defendant if it involves a small claims court debt judgment?
Charles's answer
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Answered on September 02, 2013
You are thinking way too much about the wrong thing, The Clerk of Courts will performed proper service of the original complaint, didn't they? So...
Archived
Does avoiding bankruptcy in this situation help my future ability to borrow or does it not matter?
Charles's answer
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Answered on August 31, 2013
Only you can judge this situation. But, here's my view from the outside. You are being pressured to pay money that really should go to the IRS in...
Archived
My mother owes thousands of dollars in income tax. Do I have to pay it off when she dies?
Charles's answer
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Answered on August 31, 2013
There is no reason that you can not buy an insurance policy on your mom. Talk to your agent about it. If there is no life insurance to collect...
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