Hello i filed chapter 7 in 2010. i just got audit from the rita tax service it came from brecksville where i work i
Bruce's answer
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Answered on July 25, 2013
The 2008 through 2010 income taxes would not have been dischargeable in 2010, so adding them now would serve no purpose unless the trustee is still...
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If i win a civil lawsuit will the portion my attorney gets be considered preferential payment in a chapter 7 bankruptcy
Bruce's answer
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Answered on July 16, 2013
A contemporaneous exchange (payment) for value received, as well as payment in the ordinary course of business are exceptions to preference actions...
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The Ohio legislature updated the amount of the wild card exemption in Ohio to be applied to judgments . Can I use the new amt?
Bruce's answer
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Answered on July 03, 2013
The exemption available to you was the exemption allowed on the date your bankruptcy case was filed. Since the wild card increase was after your...
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I had filed Chapter 13. Decided I needed to do Chapter 7, (new exemptions would save my home. Att. canceld 13 for me in March,
Bruce's answer
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Answered on June 18, 2013
Reading between the lines, it appears that your Chapter 13 was dismissed so that you can file a Chapter 7 to take advantage of Ohio's new generous...
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Can I FILE BANKRUPECY ON PAYDAY LOANS
Bruce's answer
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Answered on June 03, 2013
Payday loans are subject to discharge in the same manner as most unsecured claims. Consult with your legal counsel about how to treat the...
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I filed chapter 7 bankruptcy 2 years ago. I DID NOT reaffirm my mortgage. How do i get name off mortgage? In state Ohio.
Bruce's answer
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Answered on May 28, 2013
You may also consider contacting your mortgagee and offering a deed-in-lieu if foreclosure, or try to find a buyer, even a short sale, and present...
Does the co debtor stay apply to me?
Bruce's answer
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Answered on April 16, 2013
If your nephew files a Chapter 13, provides to pay the claim in full, and he was the beneficiary of the loan, then the codebtor stay applies and...
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Does child support trump wage garnishment even if the wage garnishment is already established (being deducted)
Bruce's answer
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Answered on March 28, 2013
Actually, the child support amount may affect the amount of disposable income subject to garnishment. Ohio allows garnishment only on a portion of...
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Do i need a lawyer for counter suit against Midland Funding to get rid of court judgment against me?
Bruce's answer
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Answered on March 11, 2013
You should consult promptly with legal counsel. Your assumption that you were not properly served since it was only regular mail may not be...
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In chapter 7, what are possible grounds to reply to a mortgagor's motion for relief of stay?
Bruce's answer
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Answered on February 16, 2013
You can still attempt a loan modification after relief from stay is granted. Is there equity in the property? What position is the Trustee taking...
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