If buying a small condo within the State's exemption limit before filing Chapter 7 is legally protected or fraudulent transfer?
Bruce's answer
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Answered on September 14, 2022
You really need to have a consultation with an experienced Bankruptcy lawyer near you. As the others have noted, there are many variables in play...
Received notice of presumption of abuse.
Bruce's answer
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Answered on August 31, 2022
I agree with Attorney Caldwell. The Presumption would be based on the figures originally filed when the 13 was started and can be overcome with...
Why does the bankruptcy court for the debtor's expenses?
Bruce's answer
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Answered on May 04, 2022
If you have an ability to make substantial payment on your debts based on your budget, you may still be subject to an objection to discharging your...
Ohio Chapter 7 homestead exemption question
Bruce's answer
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Answered on September 17, 2021
The Ohio Homestead exemption adjusts based on cost of living - last 4/1/2019 to $145,425.00. Ohio opted out of Federal exemptions, so that is not...
Can i be sued from a payday loan company that was included in my discharged bankruptcy?
Bruce's answer
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Answered on May 26, 2021
If this debt was included in your Bankruptcy case, and the Court issued a Discharge, then this debt is discharged. A lawsuit could be filed;...
Question on Statement of Financial Affairs for Individuals Filing for Bankruptcy
Bruce's answer
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Answered on May 18, 2020
Do not conflate the question of whether you sold something with the question of what you did with the proceeds. It appears from your statement...
Archived
Am I still obligated to pay charges placed on a credit card after the cardholder files bankruptcy?
Bruce's answer
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Answered on July 25, 2019
It appears that the money you owe is actually a debt to your friend and therefore an asset of your friend's Bankruptcy estate, which the Trustee...
Do I have grounds to sue my bankruptcy attorney ?
Bruce's answer
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Answered on June 11, 2019
If you were above median income at the time of filing, then the case is required to run for 60 months, with all disposable income being distributed...
Archived
If I filed bankruptcy on 11/9/2011, can I file again on 11/10/2018? Is it a full year for the 8th year.
Bruce's answer
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Answered on October 12, 2018
If you are considering a Chapter 7, the waiting period is 8 years from filing date to filing date, i.e. not until 11/10/2019. You can file a...
Archived
Will the trustee take my money if I pull down my OPERS?
Bruce's answer
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Answered on June 04, 2018
Also, be aware that there may be tax consequences to cashing out your retirement funds.
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