Can a collection agency garnish me if they agreed to a payment arrangement?

If you worked out a deal with the collection agency, and it is in writing, you should be able to sue them in state court for breach of contract if...

Can you still make contribution to employer 401k plan in a ch13?

In my experiance, in Chicago, 401k loan repayments are considered "income" for Chapter 13 purposes. So, yes, you can pay it back, but you do not...

Chapter 13

Yes, a wildcard exemption should be allowed to be used on a possible/probable tax refund.

Can I still be liable for any debts from an LLC of which I was a member of even after it has been discharged in my BK?

You may want to list the LLC in your bankruptcy. Even if you did not, caselaw in your jurisdiction may allow you to just send the LLC Notice of a...

Collections has failed to respond to phone calls regarding old court fees. What should I do?

That is strange. Normally the collections companies are very eager to touch base and get money from you, since that is the way they make money. ...

Collections has failed to respond to phone calls regarding old court fees. What should I do?

That is strange. Normally the collections companies are very eager to touch base and get money from you, since that is the way they make money. ...

How to clear a civil judgement from your credit report

You still owe the debt even though the creditor passed away. Also, it will stay on your credit report even once it's paid; it will just show a zero...

Seniors on Social Security income only. Can't pay bills, need to file ch.7 BK. we want to continue pmts on our home.

It looks like you should be fine with that amount of equity and still filing a Chapter 7. Go sit down with a local attorney, the consult should be...

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Seniors on Social Security income only. Can't pay bills, need to file ch.7 BK. we want to continue pmts on our home.

It looks like you should be fine with that amount of equity and still filing a Chapter 7. Go sit down with a local attorney, the consult should be...

I'm a creditor and the debtor just filed bankruptcy

It's all public record. Go to the courthouse and make copies of what you want. If you think there is fraud there somewhere, hire a creditor...