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What are the short and long term effects of bankruptcy 7 in ca? I have credit card debt, student loan and new medical bills.
Dean's answer
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Answered on January 12, 2012
Creditors all decide for themselves, based on your credit score and history, if they want to lend to you. That said, the general rule for...
Archived
CAN MY EX BE HELD RESPOSIBLE FOR NOT KEEP UP ON HOUSE PAYMENT?
Dean's answer
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Answered on January 12, 2012
If she violated the Divorce decree, you should be able to sue her in divorce court.
Very truly yours,
Dean D. Paolucci, Attorney...
Archived
Should I short sale, deed in lieu, or bankruptcy?
Dean's answer
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Answered on January 10, 2012
It depends if you want to keep your home. If not, do one of your options, with deed in lieu probably being the kindest option. Deed in lieu will...
Archived
Can someone please explain bankruptcy wildcard exemptions in Ohio? How much and can I exempt the $20k+ toward any type property?
Dean's answer
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Answered on January 10, 2012
No, you cannot exempt the $16k in the bank account. The "cash" exemption in Ohio is $400; and the "wildcard" is $1150.
The $21k exemption you...
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If i lost my job and i had a judment against me and im collecting unemployment can the take money from my unemployment check.
Dean's answer
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Answered on January 10, 2012
I might also cash the UE benefits out instead of leaving them in a bank account. I've seen accounts get frozen, and although your UE benefits may...
Archived
Can a collection agency take my car for a judgment against me?.
Dean's answer
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Answered on January 10, 2012
I believe they could try, but as the lawyer above points out, there are state exemptions that could protect the vehicle if you show up and claim...
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I have a cash advance collection comp. saying there sending me a summons , they called me at work and left a message at my home
Dean's answer
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Answered on January 10, 2012
You have some options here... If you cannot pay the debt, perhaps a bankruptcy is in order, which would then just wipe the debt out? Or you can...
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Bad debt no longer showing on my credit report -- anything else to worry about?
Dean's answer
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Answered on January 09, 2012
I agree with attorney Bunce above... The debts could still come back if the Statute of Limitations has not tolled. The safest bet may be to...
Archived
Regarding bankruptcy and the IRS
Dean's answer
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Answered on January 09, 2012
If it's "cancelled", then you do not owe it and it would not go against the cap. If you still owe it, then it would go against the cap. I'd call...
Archived
Spouse file bankruptcy chapter 7 after other spouse filed 3 years ago. what effect
Dean's answer
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Answered on January 09, 2012
I concur with all of the above, her individual filing should not affect your case, and vice-versa.
Good Luck to you!
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