Credit card used for a business that closed down 2 years ago - rate was raised and we can no longer afford payments.

The key to debt settlement is a lump of cash for them. That, and I've found it helps if the debt is somewhat old and with a collection company...

What is the legal Autority of the Trustee if a Chapter 7 is "Closed Without Discharge"?

If the case is closed, it is done. Looks as though you may have dodged a bullet. (notice I said MAY. The Trustee could reopen the case to...

How should I walk away/speed up foreclosure after a ch 7 bankruptcy?

You could contact the bank and ask them to do a "deed in lieu" of foreclosure. This is essentially where you give them the house instead of making...

How can I stop my current Chapter 7 Bankruptcy? I have gone to my court date and am awaiting discharge.

The above poster is correct, no right to dismiss your own chapter 7. You could convert it to a Chapter 13, then just never make the payment...

Filed bankruptcy and got a full discharge and surrendered our house. Mortgage Co. won't take over title - are we still liable?

Bankruptcy wipes out debt, it does not take your name off the deed to the condo. So what's this mean for you, the discharged debtor? A couple...

I'm sure they would pursue it. They very likely have a collection company that they simply refer delinquent accounts over to for...

When will a lien expire?

They usually don't expire once they are properly recorded. Go to the County Recorders Office for more information on your particular lien...

Credit card

Well, you'd need to sue him, get a judgement, then garnish his wages, if he has a job and if you can find him... :( It's a bummer, but debts like...

Can a collection agency/lawyer take my house after I received judgement for an unpaid debt of 3000 dollars

No, they are wrong and misleading you on that. The best they could do is sue you, get a judgment, then either put a lien on the home, freeze a...

How do I deal with a personal guarentee debt to a bank who will not settle with me.

File a Chapter 7 bankruptcy, preferably with a lawyer that does only consumer bankruptcy cases. The lawyer will be able to qualify you for Chapter...