Archived
I owe 2800 in a past debt that has a judgement that was transferred from one state to another. Original principle and interest.
Dean's answer
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Answered on June 29, 2010
Here's the thing, if you go to Court, you will lose, right? I mean, it's your debt, you owe it, all of it. The creditor has no obligation to...
Archived
Will my car be taken by Trustee if I file chapter 7?
Dean's answer
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Answered on June 28, 2010
Hey Lewis,
Before you trash other lawyers on the board here, maybe YOU should read the answers again, specifically mine. Please tell me where...
Archived
Can Debt Negotiating/ Settlement programs legally withdraw money without authorization from cardholder from credit accounts?
Dean's answer
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Answered on June 28, 2010
Try calling the company and have them show you or him what/where he authorized the withdrawals... I mean, they have the account numbers so they...
Archived
Im being sued for the remainder of a lease for a car that i gave back and later sold at auction what can they do if i cant pay
Dean's answer
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Answered on June 28, 2010
They can sue you, get a judgment, then motion for garnishment until the contract you agreed to pay is fulfilled. They could also put a lien on any...
Archived
Will my car be taken by Trustee if I file chapter 7?
Dean's answer
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Answered on June 28, 2010
Good answer Theodore!
A little shorter one though:
NO, unless the "thing" is an asset, ie, has enough value after liquidating it to provide...
In the state of alabama can credit card companys take your home for unpaid card debt?
Dean's answer
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Answered on June 27, 2010
NO.
The best they can do is put a lien on your home, which will need to be satisfied prior to you transferring the home.
Please check the...
Archived
Can we lose an award of attorney's fees from a separate lawsuit in a Chapter 7 Bankruptcy?
Dean's answer
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Answered on June 27, 2010
I'm a little confused, "attorney fees" would normally go to your attorney, so they would not be yours anyway.
I'm sorry if I am missing...
Archived
I converted chap 13 to 7. I'm in the middle of a short sale. 1st mort is on board but 2nd is causing problems. What can I do
Dean's answer
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Answered on June 27, 2010
Theodore and Andrew,
I've wondered if doing a short sale without having the bank on board, ie, usually the second mortgage, could not be...
Archived
Is this legal?
Dean's answer
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Answered on June 27, 2010
cosigners are equally liable for the debt. So, you "took care" of your liability through a Chapter 13, so you are no longer liable for the...
Archived
We relinquished a rental property during our bankruptcy. The mortgage company refuses to foreclose. They say the property is o
Dean's answer
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Answered on June 27, 2010
The problem is it just takes time for the bank/mortgage company to foreclose. They will, eventually.
Or, you could contact them about giving...
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