Archived
Filing chapter 13 will include 3 payday loans that are 30 days old. Will they be qualified for Chapter 13?
Dean's answer
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Answered on July 21, 2010
Yes, they will be included. My main question is why are you doing a Chapter 13 with these types of debts? You should be dong a Chapter 7 to wipe...
Archived
Served with papers re: credit card debt.
Dean's answer
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Answered on July 20, 2010
If you have a defense, ie, it's not your debt, then answer with your defense. If you have no defense, then you will likely get a judgment against...
Archived
Can my sister file bankruptcy in south carolina and be on a deed of a house in PA and not have a problem ?
Dean's answer
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Answered on July 20, 2010
the only way the house would be an issue is if there was a substantial amount of equity in the property. Check out the fair market value, minus...
Chapter 7 Bankruptcy and Private School?? (Repost with more info)
Dean's answer
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Answered on July 20, 2010
You should be fine for a Chapter 7. Give us a call, I'll help you out at no charge to see if there are any other factors that would prevent you...
Archived
I couldn't make my credit card payment and now a sheriff is delivering paperwork and said there will be a sale
Dean's answer
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Answered on July 19, 2010
a sale of what?? If you mean your home, that is impossible. The most the credit card could do is place a lien on your home, which does not give...
Archived
Can a dept. collecter place a lean on my home if it is not paid of yet, and can they garnish my wages in the state of Texas?
Dean's answer
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Answered on July 19, 2010
Yes and Yes. The process is usually: creditor obtains a judgment, they have another hearing, then can freeze bank accounts, garnish wages or...
Archived
Creditor seeking judgement after Chapter 7 bankruptcy
Dean's answer
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Answered on July 19, 2010
No, they can not. Your wifes name is not on the contract, so they cannot collect from her.
Please check the thumbs up button below if this...
Archived
Landlord in bankruptcy
Dean's answer
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Answered on July 19, 2010
You could call the management company and ask then when your maove date may be. Of course, this may raise a red flag for you and they may demand...
Archived
Proper debt validation
Dean's answer
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Answered on July 19, 2010
I would ask for the original agreement that you signed when you opened the card... However, I'm not clear on if you are just making them do there...
Archived
What should i do if I am being sued by same credit card company twice because i could not afford the increased payments
Dean's answer
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Answered on July 19, 2010
You could file a bankruptcy to eliminate all your unsecured debt. Or fight the debt that is not yours in state court.
Please check the thumbs...
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