Archived
What is the procedure of Wage Garnishment, and Checking Acct. being frozen.How am I made aware of this before it takes place?
Dean's answer
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Answered on July 27, 2010
A creditor has to sue you, obtain a judgment from that lawsuit, then Motion for garnishment or bank seizure.
A Payday Loan usually has a "wage...
Archived
I am in chapter 7 and want to surrender my mobile home...the question is as to the space lease.
Dean's answer
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Answered on July 26, 2010
The bankruptcy will wipe out the lease payments, and the park will have to go through the formal eviction process to get you out. You could...
Archived
We have an uncovered dental bill. I submitted a letter that I could pay $35/month. Can they add on finance charges?
Dean's answer
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Answered on July 26, 2010
Yes, they can add any reasonable fees such as collection fees or interest. Their may be a contract for this type of thing, but the fees may also...
Archived
Summon to court for a Credit Card Debt
Dean's answer
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Answered on July 26, 2010
I am an Illinois attorney, so I have some experience with Illinois state court actions and bankruptcy.
If you do not show for the Summons, a...
Archived
My case was dismissed in small claims court because a representative for the bank did not show. Can they take me back to court?
Dean's answer
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Answered on July 26, 2010
Usually a judge dismisses a case one of two ways... "With Prejudice" or "Without Prejudice". If yours was dismissed "with prejudice", then they...
Archived
Can any debt that came about from fraud be declared with in chapter 7 bankrucy
Dean's answer
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Answered on July 21, 2010
The creditor would have to file an adversary proceeding in order to get it declared nondischargable. This will cost the creditor money. So, if...
Archived
Can i garnish a spouses wages in arizona if i have a small claims judgement?
Dean's answer
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Answered on July 21, 2010
Does she owe you the money? Do you have a contract with her? Then no, you may not.
Please check the thumbs up button below if this answer is...
Archived
Restructuring of 1st mortgage under bankruptcy proceedings
Dean's answer
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Answered on July 21, 2010
Under bankruptcy, there is no modification of a first mortgage. If you have mortgage violations, those belong in state court, not bankruptcy...
Archived
Judgement recall
Dean's answer
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Answered on July 21, 2010
I've never heard of such an action. We do practice here in Illinois and I would be happy to go over your case to see the details and perhaps guide...
Archived
Am I responsible for my husbands hidden credit card debt?
Dean's answer
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Answered on July 21, 2010
no. (nice and simple answer for ya!)
Please check the thumbs up button below if this answer is helpful to you, thanks!
Very truly yours,
...
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