I received a concussion and a lower back strain what should the minimum settlement be

There are way more factors that go into a settlement than what you have listed, and it is best to have a local lawyer with experience in your...

What is the best option to protect our son receiving death benefits from life insurance and on retirement programs?

Yes, you should. There are many estate planning and special needs trust attorneys who could help you. Use Avvo to help you locate one.

Do you think I have any chance of any compensation or should I forget it?

Don't give up. Listen to your lawyer, that is who can give you the best advice and knows the case the best.

How long can i wait to seek medical treatment after an accident and still claim it on my insurance

if you mean health insurance, the timing doesn't matter. If you mean your own auto insurance, the policy language defines this. If you mean the...

Someone hit my parked car in front of my townhome in the state of Ohio...I do not have insurance..do they still have to pay for

Yes, the person who hit your car is responsible for the damage even if you did not have insurance, so long as you are not at fault somehow.

Called to testify about an automobile accident against the other driver. Should a friend consult with an attorney beforehand?

Your facts are a little unclear. Is she being summoned to court for a criminal matter being pursued against the other driver? If that is it, then...

No. He owns it too, apparently, so he can let whoever he wants drive it.

Will I be in trouble for not having insurance at the time if accident since I got it right after and do I need a lawyer

Your claim vs the other driver won't be affected but you could get in trouble for no insurance. Talk to a local lawyer.

Is daughter entitled to benefit to use for parents final expences?

The wife's estate is now the beneficiary unless there is a contingent beneficiary.

If i pay off my house with life insurance will the house be safe if i file for bankruptcy. How soon after can i file for it.

You should sit down with a local lawyer and discuss all the facts to be sure. There may be some special circumstances that apply.