Is there any legal action I can take against my mortgage company from a mortgage I was sold in 2007 at a high interest rate?

You should contact a foreclosure defense attorney who may know of avenues in which you can work to obtain a loan modification for the second mortgage.

Can't pay mortgage due to job loss, lender is in Pittsburgh, how to safeguard myself from repercussions from lender?

You should consult with an attorney who practices in the area of foreclosure defense. The attorney can negotiate a work out plan that could...

What does the term "Automatic Stay" mean in Chapter 7 bankruptcy

The automatic stay prevents creditors from pursuing actions against you or harassing you for debts

I agree with my colleague and would add that if you are in a significant negative state on your income to debt ratio (in other words your net...

I don't understand if you have already spoken to your bankruptcy attorney why you are asking the members of this forum for a response as well. ...

Yes, the Bankruptcy court is not looking at your trash and other non-valuable items and doesn't expect that you would keep that sort of item. The...

I need to know should I file Chapter 7. I am being sued over a debt. I am disabled and on SSI.

SSI is typically exempt from execution should the creditor get a judgment against you. Therefore, it appears you might be "execution proof"...

My pay check is being garnished since 10/2013 and is taken out every pay check faithfully by my employer and now the same

A creditor cannot seek more than one garnishment at a time. And, an employer cannot garnish a paycheck for more than one creditor. If a higher...

Do I need to correct my reaffirmation of my mortgage on my chapter 7 bankruptcy

I agree with Mr. Brewer. I would not advise you to reaffirm either. Reaffirmation just means that if you default on the debt months or even years...

Can a pay day loan taken out in 2011 be enforceable in Ohio 4 years later and could criminal charges be filed for a warrant

First off, it is a violation of the FDCPA to threaten criminal actions for a delinquent debt. As far as the statute of limitations on a written...