I am a 28 year old male I have 21,252 worth of dept I have credit scores of 520 and 420 wondering if Bankruptcy R Dept Consolid?

You have not provided enough information to determine if bankruptcy is the right option as you don't indicate if your debt is the type that is...

Court appointed attorneys are provided for criminal cases only. You can certainly try your nearest legal aid society for assistance.

Tax debt, Student Loan Debt, and Bankruptcy

You will need to file all your tax returns in order to file for bankruptcy, so you might as well file them now. As for the rest of the question,...

I agree with my colleagues, but you could at least pay with $1.00 bills if you really want to go that route and it will make you feel better. But,...

Bankruptcy Chapter 7

Mr. Gambrell is correct. In some jurisdictions, however, the Chapter 7 Trustee will note this at the 341 meeting and also give you the option of...

Bankruptcy - the trustee wants to modify the plan. Is it customary for my attorney to attend this hearing?

More likely than not your attorney will attend the hearing on your behalf if the issue cannot be resolved between the attorney and the Trustee...

A motion I filed with the court was improperly captioned. Is that a big deal?

The caption is not as worrisome as the content. As long as the judge can understand what you are seeking you should be fine. Plus, the clerks...

Declare chapter 13 or stop paying debts and settle later?

In many jurisdictions the payment to the Chapter 13 trustee will be taken from your pay before you even see the money. Your Chapter 13 schedules...

Am I able to file for bankrupcy

Mr. Gambrell has provided you with a comprehensive answer to your question. You should follow his advice as that would be the advice most of us...

Garnishment without court date

In order to garnish your wages, the creditor had to have received a court judgment (most likely by default). Either it was served at an address...