What does that mean and who do I call for information?

If you are representing yourself, there is no one to call. There is nothing going between the 341 hearing and the discharge order, which is quite...

Pl. advice what forms to use to file chapter 13 and chapter 7 seperately? and where do i get the forms? Thank you.

Normally people file Chapter 13 to stop the foreclosure and get caught up on past due mortgage payments. Chapter 7 has no such means (to get...

Debt collection for co-signing on car loan. Do I have any legal rights?

As a co signer you are 100 percent responsible for this if he defaulted. You don't *have* to pay them the one time payment, but if you don't they...

Will the bankruptcy hearing accept an offer from the creditor for the payment plan or does it have to be prearranged?

You must tread very carefully in dealing with a debtor in bankruptcy. They are protected by the automatic stay provisions of the bankruptcy code. ...

Can they actually charge me?

Scams like this are everywhere with payday loan collections. Here is an article I wrote about how to spot scams and what to do about them. (click...

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They asked for my 4 most recent paystubs, should I send them? Thanks!

If you have decided to represent yourself, you must follow your own counsel on what to do or not do. If your response is dictated by applicable...

What can I do I mean over 10 years now 4000 dollars I have no other mailings or notifications. Do is need to get a lawyer .

Scams like this are going on nationwide. Here is a link (below) to an article I wrote about them. It includes tips on what to do about them. But...

Wat can i do to stop the garnishment

You will need to review this with a local consumer attorney. There should be a provision in the rules of court which apply to this court which...

Can I get my money back since I was never informed about the debt or collection of a debt without due notice?

It is possible. The rules of civil procedure which apply to the garnishment of your bank account probably have an "escape clause" which allows for...

What creditor information is needed for bankruptcy?

No need to include the zero balances, although if it is an active credit card, it will be cancelled anyway. You need to include all collectors,...