Archived
What does having 3 months of full coverage, prepaid car insurance protect against, if anything, in a Ch.7 bankruptcy case?
Blake's answer
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Answered on December 19, 2015
What a great idea! And really taking care of the client. Seriously, as bad as things when you have to file for bankruptcy, imagine how much worse...
Archived
What do i do? Am i responsible for something this old and that was filed under bankruptcy.
Blake's answer
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Answered on December 18, 2015
You are normally protected from creditors after the discharge. However there is a nationwide epidemic of scam artists who ignore the law and...
Archived
Can a collection agency take my car if I didn't pay hospital bills?
Blake's answer
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Answered on December 18, 2015
Ohio law allows as exempt from collection a single motor vehicle up to a value of $4,900 if you tack on the "wild card" exemption. So you car is...
Archived
What are my legal options against Navient?
Blake's answer
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Answered on December 18, 2015
Before you hire an attorney for any legal action, write a detailed letter to the ombudsman. Include cancelled checks, bank statements or other...
Archived
So u could please give me a round about what its worth??
Blake's answer
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Answered on December 18, 2015
Your question is one of auto accident law. Not sure a lawsuit is involved here. There are plenty of auto accident attorneys in your area who can...
Archived
How can I dispute this?
Blake's answer
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Answered on December 18, 2015
Please review this with your attorney. Chapter 13 does not erase the past, but you can dispute a judgment which was entered after the Chapter 13...
Archived
Will my husband's income effect me filing bankruptcy and will is show on his credit?
Blake's answer
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Answered on December 18, 2015
You are required to report "household" income if you are filing bankruptcy, married and living with your spouse. This may or may not affect your...
Archived
Is it possible to cancel a bankruptcy after it being filed?
Blake's answer
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Answered on December 17, 2015
You have nothing to lose but your debt. If you qualify for Chapter 7, and your debts are discharged, then it is possible for you to get a fabulous...
Archived
Credit Card Interest
Blake's answer
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Answered on December 17, 2015
Before you retain a lawyer, have you tried to discuss this with the credit card company to find out if they made a mistake? Perhaps you...
Archived
Can they garnish your wages if you are on social security?
Blake's answer
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Answered on December 17, 2015
To some extent, it depends upon who "they" are. But generally, consumer creditors such as credit cards, medical providers, banks, and the like are...
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