Archived
My boyfriend of 13 years and I recently broke up and he moved out of MY house but left some of his personal belongings behind.
Blake's answer
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Answered on December 31, 2013
There is no statute which sets a time limit for a person to have abandoned property. Rather, the law says a person is deemed to have abandoned...
Archived
I FILED CHAPTER 7,CONTACTED MY BANK TO GET A AFFERMATION LETTER THEY SENT ME A OPTION OF 100.00 A MONTH ON MY SECOND MORTAGE
Blake's answer
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Answered on December 31, 2013
You really need to get an attorney on board. Your question indicates a lack of understanding of reaffirmation of secured debt, the consequences of...
Archived
Is social security income exempt in a chapter 7 bankruptcy filing ?
Blake's answer
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Answered on December 31, 2013
You may want speak with an attorney before filing. Many times I advise consumers there is no need to file because your assets and income are...
Archived
Can my husband refinance our joint mortgage even though I filed for ch 7 bk in CO last year without him?
Blake's answer
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Answered on December 31, 2013
If you have been paying the mortgage faithfully, your husband's credit report should reflect this. I recommend you get a credit report from each of...
What is the cost $$$$ for bankrupcy chapter 7
Blake's answer
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Answered on December 30, 2013
Easy solution, find an attorney in your area who offers free consultations. Click on "find a lawyer" above or go to the web site below and click...
Archived
We filed for chapter 13 bankrupcy last yr and now his job is shutting down and is offering a buy out ...what happens with the $
Blake's answer
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Answered on December 29, 2013
You will need to review this with your attorney . One possible outcome is that the buyout money could be turned over to the Chapter 13 trustee in...
I received HSBC Notification of Lien Release letter on mortgage that i didn't reaffirm and I'm not sure what to do?
Blake's answer
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Answered on December 29, 2013
I suggest you review this with the attorney who handled your Chapter 7. If HSBC has sold the loan, then they may be just making clear they are out...
Archived
I filed bankruptcy on December 2. My case was dismissed because I did not complete the paper work?
Blake's answer
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Answered on December 29, 2013
If I understand your question, you decided to represent yourself in a Chapter 7 bankruptcy, which was then dismissed due to your failure to do...
Can my husband convert his chapter 13 to a chapter 7 if we jointly filed a chapter 13 and I'm not eligible for chapter 7 yet.
Blake's answer
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Answered on December 28, 2013
You need to review this with your attorney. The rules for converting a Chapter 13 to a Chapter 7 apply as of the filing date of the Chapter 13. ...
Archived
Will an asset listed as exempt in Chapter 7 filing be considered discharged?
Blake's answer
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Answered on December 27, 2013
If you want to keep the home and you also want the credit reporting agencies to show that you are making payments, you are going to have to send...
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