I was discharged from Chapter 7 Bankruptcy in Jan 2010 and I didn't reaffirm my 1st or 2nd mortgage from HSBC and stop paying in March 2013. In July 2013 they sent me a letter that they would start foreclosure proceedings and then got another letter saying they sold to Springleaf. I advised HSBC & Springleaf that I moved out of the property in Sept. 2013 and that I would turn over keys and they said they didn't want keys. Now I get a letter of Notification of Lien Release from HSBC saying they are not going to do foreclosure, now I'm confused. Any suggestions?