I have old telephone bills from 2006 on my my credit report when I lived in Michigan. What's the statue of limitations?

The collection agency can call you and ask you to voluntarily pay the debt regardless of whether the statute of limitations has run. In other...

Either file for bankruptcy protection or laugh at Capital One as they try to collect from a consumer with no job. Seriously go see a bankruptcy...

Amending Chapter 7 bankruptcy forms

There is no rule on having to amend but there is a procedure and a filing fee. If you are not aware of the procedure for amended forms you will...

How does someone find your assets if they have a judgment against you? Is there a system or service that will do this?

Creditors who are sophisticated have on line resources which can identify real estate holdings, unused lines of credit and other means of paying...

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I am being sued by a collection agency and received a motion summary-judgement with a court date of June 6,2014. How to proceed

You will need an attorney to litigate the collections lawsuit. If an agency is involved you have a shot a winning. Or consider bankruptcy to wipe...

That sounds like a lot of debt to me. But then, I don't know your income, maybe that is a manageable amount. In a perfect world, everyone would...

Can a creditor harrass me if I have a good payment history and I am not late on this month's payment either?

I don't this is a violation of the law but I would stop using this particular creditor.

Allowing my Chapter 13 to be dismissed. Want to handle things without being bankrupt. What should I expect?

The money that you paid to the trustee has been distributed to the creditors or administrative expenses. You may want to find another bankruptcy...

My Elderly neighbor put a car in her name for her Son and he has since skipped out on her. He changed his cell # and moved.

If she is living on Social Security, that is exempt and cannot be garnished, same for the bank account in which only social security is deposited. ...

Collection Agency attempting to collect discharged debt - Chapter 7

I agree with your attorney. I would dispute the trade line in writing, certified mail return receipt. If the credit reporting agency does not...