Archived
I missed a deadline to file a objection in my chapter 7 Case. It was April 22, 2014. I work nights and forgot it.
Blake's answer
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Answered on April 26, 2014
The Judge has broad discretion to allow a response to be filed. Normally the objection to discharge requires a response, the fact that you gave...
Archived
Why did an attorney say I can't use credit cards after meeting him?
Blake's answer
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Answered on April 26, 2014
If you are going to filed for bankruptcy protection, you should cut up the credit cards. This a good idea to avoid any argument by the credit card...
Archived
I have a judgement against me from a creditor to collect a debt. Can they take my belongings or girlfriends, if I'm unemployed?
Blake's answer
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Answered on April 26, 2014
Each state has their own exemptions statute, where your lawmakers have identified certain property which cannot be attached by a creditor. Here is...
Archived
I filed bankruptcy in February of 2011; it was discharged June of 2011. I had paid off a creditor ... see below...
Blake's answer
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Answered on April 25, 2014
Yes your discharge will protect you. See the Federal Trade Commission web site www.ftc.gov. For a sample dispute letter to dispute this trade line...
What can I do to get CheckSmart to stop calling me? I have never done business with them, but they continue harassing me.
Blake's answer
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Answered on April 25, 2014
You can report this conduct to the state attorney general. Michael DeWine, consumer affairs division.
Archived
My husband has a credit card collection judgement from 2007 against him, he is selling his homesteaded condo.
Blake's answer
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Answered on April 25, 2014
You need to research whether the judgement was recorded as a lien against the property.
Here in Cuyahoga County, Ohio, we can research judgment...
Archived
Collection: 5 months ago I gave my partner money and he kept it in his bank account. It was then levied. How can I get it back?
Blake's answer
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Answered on April 25, 2014
It depends upon the documentation which exists to prove it was a loan, as you contend. He may claim it was a gift or payment for services you...
Can the bank that has our car loan garnish our bank account, after surrendering our vehicle?
Blake's answer
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Answered on April 25, 2014
You can find a consumer attorney at the link below. The fact that you surrendered the vehicle to may be exercising a set off right that you agreed...
Archived
FDCPA lawsuit in a chapter 13 bankruptcy case
Blake's answer
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Answered on April 25, 2014
In Bankruptcy Court you are limited to objecting to the proof of claim.
My husband, in his name only, owes about $100,000.00 in credit and gambling debt.
Blake's answer
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Answered on April 25, 2014
I don't think you could be held liable for his debt unless you co-signed for the debt. However your husband's Chapter 13 will consider house hold...
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