To Reaffirm or to not Reaffirm i'm confused

You will need to review this with your attorney. Reaffirmation is not required by bankruptcy law but then again there are certain creditors who...

What to expect from being sued for not returning a truck included in my Chapter 7 discharge?

The bankruptcy discharge should protect you from any attempt to collect on the truck. An exception could exist if the creditor proved that you...

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Can a debt collection threaten to sue me over an 8 year old debt that I was never contacted about before?

Threats by scam debt collectors are so common I wrote an AVVO guide describing how to spot the phony from the legit collectors. Here is a link to...

Should I contact an attorney?

Your question is not clear, you were served, but with what? A civil summons? A citation or warrant in a criminal matter. Either way I would say...

Chapter 7 Reaffirmation Hearing and trustee quesiton

If you are representing yourself, you are charged with having full knowledge of all rules of procedure and code sections which affect the...

At the time she signed that promissory note, the statute of limitations for a written promise to pay was 15 years. It has since been shortened. ...

The Judge ruled in my favor against Discover Card for a fraudulent account How can I get their Charge off removed from my file

You have the right to an accurate credit report. The dispute must be with the credit reporting agencies, however, not with Discover. Write each...

Can they sue me? Or garnish my wages? What happens?

You have rights with debt collectors, including the right to be from harrassment and threats. Find a consumer attorney on AVVO or use the link...

Hello I have pay day loan that I am paying on this law firm said that I would be arrest for 120 days s

This type of scam is so common I wrote an AVVO guide on how to spot a phony collector from the real deal. Here is the link below. Give it a...

First of all please take the caps lock. Second it is hard to follow what you are saying. If you got a judgement against you, then it's over and...