Should I contact the plaintiff to settle out of court?

There is no way to answer this question. It is a matter of negotiation. You may be better off giving that money to a bankruptcy attorney if you...

I’m pretty sure I make too much to file bankruptcy. How do I know for sure?

There is no such thing a making too much to file bankruptcy. There is a type of bankruptcy, called Chapter 7, which allows a consumer to get a...

I can tell you here in Cleveland, OH, Midland Credit and various Midland entities bring dozens and dozens of lawsuits every year. So I don't think...

What is the statute of limitations on a loan that was sold to a collection agency.

It is the latter, the date on which the payment was due, but was not made. Your state law may allow for the statute to be renewed by a payment, a...

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What are my options and what can I do to get my name removed from the account?

You are a co-signer, so the bank could care less about what the divorce decree says. On the other hand, you could talk to your attorney about...

Is there a time limit on how long the creditor has to try to collect on a judgment?

It sounds like the credit report is accurately showing the default and non-payment of the judgment. You can pay it off then start re-building but...

Bankruptcy questions

Your co signer's credit will not be affected if the monthly payment is timely made. Whether you do it or he does it does not matter. Just that it...

I have to say in probably two thousand bankruptcy filings I have never seen a car secured by two (2) liens. But as the other attorney has stated,...

How do I remove an abstract of judgment on my property from a collection agency that we are no longer with?

If you paid off the debt you owed to the collection agency, then they should file a lien waiver to reflect that. They should do this upon your...

I don't think any Judge would care that they are unable to come up with the initial card member agreement. It would not be signed, in any event. ...