Scams like this are so common I wrote an AVVO guide about how to spot the phony debt collectors and what to do about. Report these scammers to the...

Can I be sued for a debt due in 2010 in Texas but charged off in 2011? I've moved from Texas to New York

"Charged off" is merely an accounting term which describes the treatment of the account for tax purposes. It does not extinguish the debt. The...

If a creditor is suing you, is there a way to settle before you go to court?

Yes, you can contact them and settle out of court. But before you do that, find a consumer attorney in your area and review the complaint with...

Bankruptcy info help

Their fee does not sound out of bounds at all to me. What attorney would be foolish enough to file a bankruptcy, committing themselves to...

Can Ford legally repo my car that I have the title to (in my name) that they SENT to me after bankruptcy discharge?

Review this with your attorney who filed the Chapter 7. Ford is notorious for doing this very thing. If no reaffirmation is filed, they exercise...

I`am in the middle of a debt collection lawsuit and i noticed on my credit report that the collector removed it from my credit

As a precaution, the collectors has removed it, as you are disputing the debt. This is federal law, Fair Credit Reporting Act. If the collector...

Problems I may have a credit card debt summons

I don't why you would call them out of the blue without prior contact from them. But if you got a summons you should consult with an attorney. ...

I am thinking about stopping my credit card payments, I am swimming in debt and can not stay afloat!

There is no question, if you are married and living together, then all household income is counted. However, he will have certain expenses which...

You may have a violation of the Fair Debt Collections Practices Act here, or your state's consumer protection laws. Find a consumer attorney on...

Is there a statute of limitation on collecting a debt you are owed

Do you have a written agreement as to your compensation? Otherwise, you may have tough sledding ahead. They are likely to claim that you did this...