Paying a debt in full. How do I make sure more charges don't get added after I pay.

An attorney could draft an effective settlement and release document. However the damage to your credit report has already been done, assuming...

I just got served legal papers for a medical bill I just recently learned about. Any advise on how to deal with this.

If the debts are overwhelming, bankruptcy may give you a fresh start. If you can't settle the debt, you will have to endure wage garnishment, bank...

Yes filing a bankruptcy will stop almost any garnishment. Not child support, or administrative wage garnishment for student loans, but most any...

Schedule J expenses - car payments - Chapter 13

Paying the car through the plan is mandatory in ND Ohio, I assume for Southern District this is true as well. So you are doing it the right way. ...

How long can a Credit Card Company try to collect? The CC Company sold the debt to another Co and they are trying to collect.

You can find information about your rights with debt collectors at the link below. Charge off is an accounting term, which does not mean the debt...

Who do I send a pay and delete letter to.

Your credit report should tell the tale. The trade line will likely show "charged by original creditor" or similar language. Then it will show...

In Chapter 7 Bankruptcy, what is the disadvantage or what would most likely occur if I don't file a statement of intention?

The statement of intentions is a required filing, so you will probably be issued a notice of deficiency. However, in practical terms it is as...

Is this a scam?

There is no way to answer this question without a review of documents. If there are no documents, then you have not been served with any...

What are my rights for a credit card deposition?

Any time you receive a notice to take deposition, you should either appear or contact the attorney to reschedule. They are entitled to use the...

Can a debit collector remove funds from my account with out me being notified?

This is unfortunately possible. Your bank, however, should have a garnishment order which will yield a few clues. Find a consumer attorney on...