Archived
Is CA in violation of the Federal Debt Collection Practices Act if was disputed to credit report agency?
Blake's answer
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Answered on June 07, 2015
Sounds like the credit reporting agency did their job correctly and investigated the debt with the collection agency. You have rights to contact...
Archived
I was just contacted by a law firm in California, Central Legal Services, how do I verify legitimacy?
Blake's answer
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Answered on June 05, 2015
No home loan counselors who are legitimate accept up front payments. Research should begin with the Federal Housing Administration, www.fha.gov ...
Archived
I owe 1845.00 on a payday loan I defaulted on 3 years ago. Can I get the collection agency to accept less and resolve the matter
Blake's answer
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Answered on June 05, 2015
It's matter of negotiation. If they agree, then sure. Otherwise, they are fully within their rights to call the entire amount due upon default. ...
Can I mail my bankruptcy petition in to the court in Indiana?
Blake's answer
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Answered on June 04, 2015
I am not sure about your question. If you are representing yourself and talking about filing the case with the Court, your court rules would...
Archived
When sending a debt validation, should I send copy of credit report that states the debt and what is owed?
Blake's answer
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Answered on June 04, 2015
Too late to request validation, the lawsuit has been filed and you need an attorney to defend the lawsuit. Find one on AVVO or use the link below....
Archived
Is there any way to get out of a deficiency payment if debt collectors are calling? Anyway to get them to post pone
Blake's answer
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Answered on June 04, 2015
You have rights with debt collectors, including the right to make them stop contacting you. The link below has more information about your rights...
Archived
How do I collect on a judgment I was awarded.
Blake's answer
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Answered on June 03, 2015
Find a collections attorney on AVVO. If the amount is small they may not be interested. Your state may allow placing liens on real estate, or...
Archived
Can i start a debt collection business with a lawyer friend?
Blake's answer
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Answered on May 22, 2015
Be prepared to have compliance procedures in place for all state consumer protection laws and the Federal consumer protection statutes. Violations...
Can a debt collection company file charges for check fraud?
Blake's answer
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Answered on May 22, 2015
A common scam that comes up weekly if not daily on AVVO. Here is a link to an AVVO guide I wrote about what to do. (below). Don't pay them...
What happens when you owe college/university and the balance goes to Ohio general, then goes to the Ohio general collection agen
Blake's answer
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Answered on May 22, 2015
You have rights with collection agencies. Here is a link (below) to a web site which contains a ton of information about your rights and attorney...
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