Does this violate the FFDCA?

I doubt it. I am not sure this is consumer debt, and I am not sure that there is a debt collector involved. Finally, I am not sure that these...

I'm being sued by National Collegiate Trust and I've done a little research on the topic to see what route I need to go.

By all means get an attorney now. If you wait until the trial you will have given up your right to challenge standing to bring suit as well as the...

How long after a bankruptcy can a bankruptcy be filled

It is not the discharge date, but filing date, which controls and starts the clock running. The ability to get a discharge in a subsequent...

Are creditors likely to dispute discharge of past SOL debts and if they win, is the SOL restarted?

When you use the word "discharge," I automatically think of a bankruptcy discharge. I am not sure if your question is presented in the context of...

How can I get them to stop calling work or family members?

Payday loan collection scams are so frequent here that I wrote an AVVO guide on how to spot them and what to do about them. Don't pay them...

Can I file for bankruptcy on a business that I closed and not my personal assets?

Businesses normally do not file for bankruptcy as they are not eligible for a discharge. If you signed personally (I would wager you did) you may...

Hello, Our net monthly income is $13,675 and monthly expenses are ( $13,231 plus $10,141 for mortgages ). Can I file chapter 7?

You have to retain counsel to complete the means test, Forms B22C 1 and 2. Only then will have a determination. Be aware, however, that the...

You will have to consult with a local consumer attorney about what your court rules say. Here in Ohio, there really is not a time deadline, if you...

Bankruptcy

No names, please! Impossible to answer over the internet. If they are assetless and living on social security there may be no point in filing. ...

Do I have a valid FDCPA violation?

By any chance is this is pay day loan? Sounds like you may have a violation there but then again a scammer has no physical mailing address to...