I am on short term disability. I have a collection agency calling me and threatening to garnish my short term disability .
Blake's answer
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Answered on September 21, 2015
That would appear to be a false statement in the collection of a debt. You may have a lawsuit you can bring to not only make the collector stop,...
Archived
When someone files for bankruptcy and they have IRA holdings are those required to be liquidated to pay off the debt?
Blake's answer
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Answered on September 21, 2015
I hate to sound like a lawyer but it depends. All states have exemption laws or they have opted to follow the federal exemption statutes, or they...
Archived
I co-signed on a car loan for my mom back in 2010. She defaulted on the loan and filed for bankruptcy.
Blake's answer
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Answered on September 16, 2015
You cannot make her pay, unless you have a separate contract with her. Her obligation to repay the loan has been wiped out. You may be filing...
How do I stop a debtors examination hearing?
Blake's answer
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Answered on September 16, 2015
It sounds like you have everything you can to try and work things out, but to no avail. Filing for bankruptcy will stop the collections lawsuit...
Archived
I received a notice from a Collection Service asking for payments on two checks that were written in 2012 and one in 2013.
Blake's answer
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Answered on September 14, 2015
If the debts arose after the bankruptcy was filed, then they would not be affected by the discharge. The discharge, in other words, only...
Archived
What stops this
Blake's answer
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Answered on September 11, 2015
You can stop stressing because this is all lies. They won't dare set foot in the light of a courtroom. Scams like this are so common I wrote an...
Archived
How do we get them to report to the Credit agencies?
Blake's answer
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Answered on September 09, 2015
The credit reporting agency is required to report accurate information if they choose to report any information at all. Your action should be with...
Archived
Will communicating with a collection agency be considered an acceptance of dept?
Blake's answer
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Answered on September 08, 2015
I don't agree with your husband. You have the right to dispute the debt, also to request validation of the debt. Here is a link to a web site...
Archived
How do you find the top Bankruptcy Attorney?
Blake's answer
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Answered on September 05, 2015
Not sure how you would find the "top" bankruptcy attorney. Most cases filed? Highest rate of confirmation? Most happy clients? The AVVO rating...
Archived
Have paid approx $10,000 in 36 months for a secured car loan that is now worth less than $4,000. What Can I do?
Blake's answer
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Answered on September 03, 2015
It sounds like you signed a bad contract. But unless there other facts, this a legal, binding contract, in which you agreed to make monthly...
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