In chapter 13 last chaper 7 filed november 2007. november 2015 can i covert my chapter13 to chapter 7.?

Yes you can fire your attorney and find one on AVVO. The ability to convert to chapter 7 from your current Chapter 13, if I am following you,...

There are lawyers whose practice includes student loan law. If there is a co-signer that pretty much says that it is a private loan. Private...

Can any one garnish 100% of your Social Secuirty monthly benefits?

Not for ordinary consumer loans. There are exceptions, of course, for student loans backed by the federal government. But for the broad question...

How to deal with payday scammers?

Scams like this are so common on AVVO that I wrote and AVVO Guide on how to spot them and what to do about them. Here is a link to the guide...

Possible scam regarding old credit card debt

Debt collection scams like this are so common I wrote an AVVO guide on how to spot them and what to do about them. Here is a link to the article...

Buried in debt from college, credit rating shot.

Could be Chapter 7 bankruptcy to wipe out credit card debt. It will also (temporarily) stop the federal student loan garnishment. Then you need...

Debt collections

Unfortunately the law on what is required for validation of a debt is not great. The debt collector can just scrawl some numbers in crayon on a...

Can I tell a creditor that I will be filing bankruptcy next month?

Yes you can tell them. But then again everyone, I mean everyone, who is being dunned for a debt that they owe, says they are going to file...

Am I legally entitled to a refund of payments made to bankruptcy discharged mortgage?

Good decision not to file a reaffirmation agreement. Had you done so, the default you recently had would result in your being liable for the...

Which bankruptcy fits me?

Here an article I wrote about factors involved in the decision to file for Chapter 7 versus Chapter 13. Chapter 11 is for businesses and very high...