Archived
I am getting threatening calls from a lady saying they will arrest me for a check I wrote that was bad 10 years ago
Blake's answer
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Answered on October 23, 2015
Normally when they are going to arrest you, they skip the phone call and go right to the arrest. So this sounds like one of the many scams that...
Archived
I filed a chapter 7 bankruptcy do I need to reaffirm on a vehicle I co signed for
Blake's answer
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Answered on October 23, 2015
No one should sign a reaffirmation agreement without speaking with an attorney about the consequences, especially if you sign and then...
Archived
Just got done paying off bk 13 and received bk 13 discharge. We just filed lien strip. How long do I wait until I get the result
Blake's answer
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Answered on October 22, 2015
Review with your attorney of course. The lien strip can be accomplished in some jurisdictions by operation of the plan language. In other cases,...
Archived
Purchased a car that was listed at $4000 however they "in house" financed and the contract is $8000!!!
Blake's answer
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Answered on October 22, 2015
This sounds like a buy here pay here place? Normally adults who sign contracts are held to those contracts, even if they made a bad deal. She...
Archived
Can I be taken to court for $648? I'm receiving calls from a collector who is saying papers will be filed by Friday?
Blake's answer
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Answered on October 21, 2015
Scams like this are common. Here is a link to an article I wrote recently about this scam and what to about it. Do not pay them any money this...
Archived
Is there any way to stop wage garnishment (and or recoup what has been paid already) if it started 9 months ago?
Blake's answer
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Answered on October 21, 2015
I agree. Bankruptcy can give you a fresh start. When you decided to represent yourself, you apparently waived any defects in the complaint or...
Archived
Should my business file a Chapter 7 bankruptcy if it has no assets?
Blake's answer
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Answered on October 20, 2015
Businesses do not get a discharge in Chapter 7 bankruptcy. So this is probably not your best move. Consult with a business attorney about closing...
Archived
I am divorced have some debt with my ex husband can we file bankruptcy together if we have our own debt since divorce?
Blake's answer
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Answered on October 20, 2015
Only married couples (married, to each other) can file for bankruptcy protection. Kind of like filing a joint income tax return. Most people file...
Archived
I filed chapter 7 and included our house and second mortgage. We did not reaffirm but we did a loan modification.
Blake's answer
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Answered on October 20, 2015
Consult with your attorney of course. The Supreme Court earlier this year extinguished the right for Chapter 7 filers to do a "lien strip" for...
Archived
In need of pro bono legal services for bankruptcy
Blake's answer
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Answered on October 20, 2015
You may be too broke to file for bankruptcy. But if you can research AVVO for legal assistance, you have the means to search for legal aid...
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