Do I need an attorney, and if so, what kind?

More information about your rights with debt collectors, credit reporting agencies and the attorneys who enforce those rights can be found at the...

Do I need an attorney, and if so, what kind?

You already have an attorney to ask legal questions. The Fair Debt Collection Practices Act does not mandate that the collector respond. They...

I have been told I am judgment and collection proof. I do not own property, savings account, or even an automobile.

Assuming you are judgment proof, the term generally means there is no point to filing for bankruptcy since there is nothing the creditors can take...

I need an attorney in wvc ut that takes care of check loans I have a collection agency calling me stating it originated in 2012.

There are a lot of scams relating to check collection loans. While normally this violates the law, there are many businesses who operate so far...

Your social security income is exempt from garnishment from just about any type of debt. Certainly from the deficiency or the default of a time...

Can they take me to court?

There is no way to know whether they are going to sue or not. The language is mandatory, debt collectors must provide you with a "validation"...

When do you know it is time to file for bankruptcy?

There is no magic formula. You can keep doing whatever it is you are doing and not file. You may consider the amount of money you are paying out...

I am being sued by a collection agency for a credit card that I default on. how do I write a response.

You use the rules of civil procedure and case law which applies to the facts alleged in the complaint. If you don't know to do that, you hire an...

I have a question regarding an item on my credit score and how to go about fixing it.

There are consumer attorneys who devote all or much of their practice to Fair Credit Reporting Act violations. FCRA is the short hard term if you...

Need quick advice about a Civil Summons on a credit card

Sorry there is no quick advice or magic remedy. Regardless of your research, find a consumer attorney to help you either fight this lawsuit or...