How can I minimize the damage in a debt-collection case, and how can I find out if and what I'm actually liable for?

Past discussions about settling the account on a discounted basis are not pertinent to the present circumstances. However, you may nonetheless be...

I just found out after returning to the country that my home will be on foreclosure sale in 2 days. How do I best stop it?

You can pay the Reinstatement (mortgage arrears plus court costs and attorney's fees incurred by the servicer, as well as late fees and escrow...

Can I sue my ex wife for my bad credit?

Your recourse is to file a Motion to Show Cause in the Domestic Relations Court, and request that the Judge hold her in contempt for non-compliance...

CAN A TENENT IN OHIO STOP A FOECLOSURE PROCEEDING IF THEY ARE ALSO ON THE MORTGAGE?

Liability for the Mortgage/Note has no correlation to your Homeowners' Association or their collections activities. Nonetheless if your son...

Can lender get a deficiency judgment against me after foreclosure &garnish/levy without my first having an opportunity to fight

If you successfully completed your Bankruptcy with a Discharge, and presuming that the Mortgage existed at the time of the filing and that you did...

Which is better, a sheriff's sale of a home or a sale where the estate has to pay money for the sale?

This is a question more appropriately posed to a Probate Attorney. Further, to effectively address this query the details of the Estate must...

Regardless of your intentions, if the property is deeded in your name then you are responsible for its maintenance. Therefore, if the utilities...

How does the process work in getting a different attorney to handle my chapter 13 bankruptcy?

You are welcome to retain alternative counsel to assist you with this matter. However, you would then be paying further fees out of pocket for...

What would be a reasonable percentage of discount I can request from the collector in order to reduce a debt I want to settle?

That would be predicated upon the nature of the debt and what company holds the account. Some creditors will provide a very small discount in...

How can I get out of debt?

Unless you have assets, you are not presently collectible. This means that while you may owe various creditors, they are legally barred from...