Archived
I hold the mortgage on a property in Florida but the buyers are not paying the interest and missed the final balloon payment.
Stefen's answer
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Answered on September 16, 2016
From the information you have provided no - one can opine upon what issues may be validly in dispute, if any.
However as with any civil...
Archived
I just got a court summons today for a personal online loan. Is it ok if I don't show up?
Stefen's answer
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Answered on September 16, 2016
If you are unable to pay anything towards this obligation at present, and not otherwise anticipating filing for Bankruptcy protection, then the...
Archived
How do I stop a repo
Stefen's answer
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Answered on September 16, 2016
In the absence of your ability to pay the past amount due, or alternatively refinance the vehicle, you could prospectively file a Chapter 13...
Archived
Once a bill is sent to collections, can I dispute the amount I actually owe? If so, how do I do that?
Stefen's answer
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Answered on September 15, 2016
It would be advisable to address your dispute in writing sent to the collections firm, and then to try and work-out an agreed resolution of the...
Archived
Do I give title to investor that's wants to make mortgage payments until house is sold ?
Stefen's answer
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Answered on September 15, 2016
If you convey ownership of the parcel to a third person you will lose any control over the use and enjoyment of the property. However, if they do...
Archived
I want to file bankruptcy chapter 7. Is there a way to do without paying a million in legal fees and start right away
Stefen's answer
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Answered on September 15, 2016
Many law offices offer payment plans. Therefore, you should call around your area to inquire about the same.
Archived
Do collection agencies usually sue a person if bad debt is beyond statue, or 5 to 7 years old already with no activity..
Stefen's answer
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Answered on September 15, 2016
A Statute of Limitations applies to the time-frame that a creditor has to file a Complaint in the Court in order to obtain a Judgment. This is...
Archived
If I file bankruptcy and I have a loan that has my car title as collateral, if I file that will they take my car?
Stefen's answer
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Answered on September 15, 2016
The finance company may repossess without Reaffirmation, and then again, they may not. It is entirely discretionary on their part.
As to...
Archived
What do I do when my foreclosure is "forgiven"
Stefen's answer
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Answered on September 15, 2016
If the tax notices are mailed in your name, you are likely still the deeded owner and you can therefore access the property at your...
Archived
I need to know if my lender agrees to take back the property can I still be liable for tax debts 9 years later?
Stefen's answer
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Answered on September 15, 2016
This is a question better suited for a tax professional, so I will change the practice area accordingly.
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