Archived
If a payday loan debt(CFSA member) was sold does the new collector have to follow the practices of the original loan?
Michael's answer
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Answered on January 25, 2013
The threats are illegal. This could be a scam. Do not pay anything without consulting a consumer lawyer. If you would like to pursue an FDCPA...
Archived
Can I go to jail for theft by deception?
Michael's answer
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Answered on January 13, 2013
The felony threat is most likely a violation of state and federal consumer laws. You may have a cause of action against the collector as well as...
Archived
I am being sued by a collection agency and they have filled in a county that I don't live in, does this matter
Michael's answer
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Answered on January 10, 2013
They must file either in the county in which your live or the county in which your signed the credit agreement. Otherwise, they have violated the...
Archived
Can I be arrested for not having the stolen motorcycle and for non payment?
Michael's answer
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Answered on January 09, 2013
The threats are illegal. You can hire a consumer attorney file a FDCPA action against the collectors.
My husband got a call from ACE Cash Express tonight telling him he owed a debt of $500.00.
Michael's answer
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Answered on January 08, 2013
This is a scam. Don't pay anything without consulting a consumer lawyer first. See...
Archived
MY STATUS CONFERENCE TODAY...
Michael's answer
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Answered on January 06, 2013
There is no enough information in your question to provide an answer. I suggest you consult with an attorney who practices in the field of the...
Archived
Professional with heavy unsecured credit card debt seeking relief (partial) or restructuring? without damaging good credit.
Michael's answer
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Answered on January 06, 2013
Debt management with a non-profit will get you restructuring but no reduction in principle. Debt settlement is generally a scam, and when it does...
Selected as the best answer
I live in Pennsylvania and work in Ohio. Can my wages be garnished for credit card debt?
Michael's answer
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Answered on January 03, 2013
Generally, a creditor cannot garnish without a judgment. You should consult with a consumer attorney in your state of residence.
Archived
ARA PO BOX 5002 Villa Park, IL 60181 sent me a settlement by email 1900.00 wants paid in full today do I pay ? car repod 2000
Michael's answer
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Answered on December 28, 2012
You need to consult with a consumer attorney. It is likely that the statute of limitation has run on this and you have no legal obligation to pay....
Archived
Just found out a civil case was filed and judgement against. My letter was processed 4 days
after, I contacted the court. Can
Michael's answer
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Answered on December 27, 2012
If you never receive notice of the suit, you can moved to have the judgment vacated on that ground.
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