I agree with Mr. Cohen's comments 100%. I never recommend to my clients that they pay a company who claims they bought the client's account,...

I got a summons to reply for medical bills- i live in Ohio & filed bankruptcy for the same reason 5 years ago what can I do?

You should consult with an attorney, both to see if bankruptcy is a good option for you, and to see if there is a good defense to the law suit. If...

I have been served a summons to reply & I have already been bankrupt once (recently)...what can I do?

If your bankruptcy was a Chapter 7, and the trustee determined that you had no assets worth pursuing, you may not even need to amend the bankruptcy...

I have been served a summons to reply & I have already been bankrupt once (recently)...what can I do?

If your bankruptcy was a Chapter 7, and the trustee determined that you had no assets worth pursuing, you may not even need to amend the bankruptcy...

Will I be able to get a continuance?

One other possibility is to find an attorney to represent you in the credit card suit. This makes more sense if it will be a while before you can...

Is an attorney required

Most of the companies I have heard about that advertise settlement or negotiation of debt are highly suspect. I have seen numerous instances of...

How likely am I to lose my car in a Ch. 7 bankruptcy?

Soon the exemption amounts for Ohio will increase. After that time, it will be much less likely that the trustee would take the car you described....

Letter from a lawyer that I am getting sued no idea what for

I agree with Ms. Crocker & Mr. Michelin. I will add several points. First, in my experience, dealing with debt collectors by telephone usually...

There are several issues here. First, if the debt collector has not purchased the debt, and is just trying to collect it, then it is doubtful that...

Debt Collection Agency Reporting False Balance

The Fair Debt Collection Practices Act does prohibit a debt collector from misrepresenting the amount of a debt to a reporting agency, if the debt...