I took out a unsecured loan from a bank in 2003.they took me to court,won a judgment from me,garnished at least $1200 of the

You need to consult an Ohio consumer attorney as soon as possible. There is a substantial exemption for an automobile in Ohio, and you likely need...

Garnishment by credit card company

You should try to consult with an Ohio-licensed attorney familiar with collection law, and the Fair Debt Collection Practices Act. If you were not...

Need help in filing bankruptcy.

In addition to the bankruptcy issue, I am curious to know what the "consolidation" is. If it is a contract with a debt settlement company which...

Be VERY careful about giving money to a debt consolidation company. There are MANY of these companies that will upsell their abilities and...

A judgement has been filed against me for a computer i purchased in 2004, they r now going to garnish my wages in 14 days.

In addition to the quality advice Ms. Wells provided, I suggest having an Ohio consumer protection attorney review the case to see if there is any...

What is the statute of limitations on collection of credit card debt in the state of Ohio?

Do not "Google" the question. It will lead to either more confusion or incorrect information. The SOL for a credit card debt in Ohio is not a...

Possible FDCPA violation?

I agree with Mr. Lampert. I would add that a creditor can also be liable under the FDCPA if they use a false name. I'd recommend consulting with...

My only income is ss disability....my disability is a mental condition....My car was repossed and I re-nigged on some pay-day

Ohio allows an exemption of $3,450 for one motor vehicle. This means that if you have one vehicle worth that much or less, a creditor cannot take...

Will a bank discuss options after they won a court order to garnish?

Is the "third party" you referred to a debt settlement company? If so, you should talk to a consumer litigation attorney (licensed in Ohio) right...

If this was purchased for personal, family or household use, and the suit was filed in Ohio, you should not be responsible for the bank's attorney...