Archived
Hello I am currently under a chapter 13. I would like to know if I am able to have an online business for extra income thanks ?
Laura's answer
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Answered on June 06, 2018
I agree with the prior attorney that additional income is considered in ability to repay in your ch 13 (even if you only have a year or a few...
Archived
Will I qualify for 2nd FHA loan if current FHA mortgage was not reaffirmed and mortgage loan does not show on credit report?
Laura's answer
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Answered on June 04, 2018
The lack of reaffirmation and credit reporting should not cause you to be disqualified for a refinance. Your current credit worthiness, income and...
Archived
Is there a law that says back child support for children that have reached 18 can be frozen in a chapter 13 and reduced?
Laura's answer
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Answered on May 28, 2018
Child support and arrears are always considered unsecured debt. The debt is priority however, meaning 100% of the amount owed must be paid. That...
Why did i get a notice of final cure and another letter from mortgage company ?
Laura's answer
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Answered on May 21, 2018
Have you contacted your case attorney? S/he would be the best person to review the information and advise since your issue is very case specific. ...
Archived
Should I wait a certain amount of time to file bankruptcy?
Laura's answer
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Answered on May 21, 2018
If you have debt and have not filed bankruptcy in the past 8 years, you likely can file. That said, you will want to hire an experienced...
Can u file chapter 7 while unemployed and mortgage is not current but do have unemployment forbearance for months
Laura's answer
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Answered on May 21, 2018
If you qualify for ch 7 under all other factors, unemployment in and of itself and a past due mortgage will not bar you from filing ch 7. A ch 7...
Archived
Can my brothers banker tell him who I owe and how much?
Laura's answer
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Answered on May 18, 2018
Yes. Your bankruptcy fling is public record.
Archived
How can they get away with this?
Laura's answer
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Answered on May 09, 2018
I agree that your best bet is to hire an attorney to help with the situation. I would say that a divorce attorney and a bankruptcy attorney are...
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Archived
Do I file bankruptcy at age 64, with unsecured debt of >$15,000.00, a student loan bal., and secured debt $10,000.?
Laura's answer
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Answered on April 25, 2018
A good lawyer can certainly serve as your lifeguard, not only to advise on a solution for your current financial concerns but also to counsel you...
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Archived
Large Past Marital Debt Obligation - How to Collect?
Laura's answer
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Answered on April 24, 2018
Just because your past attorney said you wouldn't need to hire counsel does not mean you shouldn't. You may be able to hire an attorney on a...
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