Archived
I am being sued for an old credit card debt, which I thought was settled. It has been sold three times. What can I do?
Kenneth's answer
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Answered on October 14, 2014
You certainly can defend on the basis that the debt was settled. But, more importantly, it is beyond the Tennessee statute of limitations of 6...
Archived
Should I take action against the school system for letting cops question my 9 year old at school?
Kenneth's answer
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Answered on October 13, 2014
Generally, parents have to be notified and have the right to be present when children are questioned by the police. The SRO is a policeman, and if...
Archived
My daughter was abused at school be her aid, she has admitted to some things, turns out this aid has done this at two previous
Kenneth's answer
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Answered on October 13, 2014
You should seek counseling and medical treatment for your daughter. You should also contact an attorney familiar with education law to pursue...
Archived
Can we be taken to court over a debt as long as we are paying a low monthly payment consistently?
Kenneth's answer
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Answered on October 13, 2014
If the lawyer doesn't validate the debt within 30 days, he has violated the Fair Debt Collection Practices Act (FDCPA). Also, if he has contacted...
Archived
Debt collections for people you are not related to or don't know
Kenneth's answer
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Answered on October 13, 2014
If you have told the debt collectors that this is not your debt and to stop calling, and they continue to call, they are violating the Fair Debt...
Archived
Dealing with an aggressive law firm.
Kenneth's answer
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Answered on October 13, 2014
It is a violation of the Fair Debt Collection Practices Act for debt collectors, including attorneys, to use aggressive, rude, or profane language...
Archived
What date is the start date when calculating if my debt meets the SOL of my state?
Kenneth's answer
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Answered on October 11, 2014
Tennessee's SOL is 6 years. The date of your last payment generally is considered the date upon which the clock starts unless you have entered...
Archived
What states laws apply to my debt?
Kenneth's answer
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Answered on October 11, 2014
It is likely that Virginia law applies to the debt because you defaulted in Virginia. The good news is that the Virginia statute of limitations is...
Archived
Can a debt collector have my license suspended?
Kenneth's answer
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Answered on October 07, 2014
No. And if they threaten to they have violated the Fair Debt Collection Practices Act. Contact a consumer law attorney and look into the...
Archived
What is the statue of limitation in Cleveland, Tennessee for writing a bad check at a check cashing place under 500?
Kenneth's answer
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Answered on October 07, 2014
Do not pay these jackals. This is a scam by a boiler room operation. Anytime a debt collector asks for a prepaid card for payment, it is so the...
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