Archived
We are waiting for the creditors meeting. Can we trade a vehicle for one with a lower payment before the meeting?
Robert's answer
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Answered on August 20, 2015
You will have a very difficult time in finding a lender to finance a vehicle prior to receipt of your discharge order. Any loan that you can make...
Archived
Which is the better Secured Credit Card to get to rebuild credit
Robert's answer
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Answered on August 20, 2015
As long as you use the card some each month and pay the required amount each month and do not let your balance get up close to the credit limit, it...
Archived
I have a home in Milwaukee that am considering doing a short sale on. Would I be better off filing bankruptcy?
Robert's answer
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Answered on August 20, 2015
If you income is from part time employment and your net pay is less than 30 x minimum wage per week and you have no equity in the house in...
Archived
I need a bankruptcy lawyer
Robert's answer
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Answered on August 20, 2015
Yes, you can file a petition for relief under the bankruptcy code. The real question is will the debt owed to the school be discharged? The...
Archived
Former landlord taking me to small claims for damages and past-due rent, how does that work when I am in Chapter 13?
Robert's answer
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Answered on August 20, 2015
If the plan confirmation order provides that all property reverts to the debtor upon confirmation of the plan, then the automatic stay does not...
Archived
Can fees from Probation (Orange Co. $5000) be discharged in a bankruptcy from 2009?
Robert's answer
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Answered on August 20, 2015
The potential to discharge the debt is extremely low. However, the only way to know for sure is to meet with an experienced bankruptcy attorney...
Archived
I have a question about student loans
Robert's answer
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Answered on August 20, 2015
If you are totally disabled from any kind of work and the student loan is a federal student loan, then you have a shot at using the administrative...
Archived
Can I file bankruptcy for online personal payday loans.
Robert's answer
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Answered on August 20, 2015
The biggest problem with online payday loan companies is finding the a mailing address. That is one advantage an attorney's office has, because...
Archived
Location of Property for Chapter 7
Robert's answer
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Answered on August 20, 2015
The petition requests two addresses: 1) your physical address on the filing date and 2) your mailing address on the filing date. All mail is...
Archived
Cashed my 401k over last 2 years will it affect my bankruptcy?
Robert's answer
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Answered on August 20, 2015
Hopefully, you did not use your exempt 401K funds to pay loans that you could have discharged two years ago. Without all the information needed to...
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