Is a debt that is in disputed considered satisfied when the lender retains the benefits of the settlement check.

Your answer would depend upon how you identified the fact that acceptance of the funds constitutes payment in full or satisfaction and accord of...

Is there free legal aid for someone who needs help filing for bankruptcy?

I have linked a website that gives you information on pro bono attorneys and legal aid or legal service offices. In our state and many states,...

If you are represented, your attorney should be able to bring his/her mobile phone into the court house and you can use his phone after your...

The valuation method will vary from jurisdiction to jurisdiction. To determine the value of a creditor's lien, the rule of thumb for replacement...

Will answering a summons for a consumer debt give me more time to negotiate a settlement with creditor before judgment is taken

Generally, once the creditor realizes you will truly file a bankruptcy if the matter is not settled, the creditor will generally reduce the...

If reaffirming didn't properly get done on a mortgage on a Ch. 7 & still making payments. What does that mean & how do I get out

The answers given to you were correct, but did not cover what happens in your parents quit paying and the mortgage is foreclosed. The fact that...

From a reading of the statute, the SOL is 2 years from the date the medical services were performed unless the patient has made some payments since...

My alimony obligation was reduced by the amount of a debt my ex wife owed me. How does this affect taxes and child support if ?

Your question is one that should be presented to a CPA or an IRS Enrolled Agent. An Enrolled Agent takes and passes a two day test given by the...

If you did not reaffirm, then you can stop making the payments and the only thing that the mortgage company can do is foreclose on the property. ...

Cashed out life insurance policy will it affect my bankruptcy filing?

The cash value in a whole life insurance policy appears to be exempt, only if the beneficiary on the policy is either you spouse or your children. ...