Archived
If I file chapter 13 bankruptcy, will I have to pay interests on my home loan arrears? Or will I just have to past due amt?
Robert's answer
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Answered on June 06, 2016
In our jurisdiction, you would not be required to pay interest on the mortgage arrears as the bankruptcy codes states that the creditor is only...
Chapter 7 and an apartment lease- Will the landlord find out?
Robert's answer
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Answered on June 06, 2016
An unexpired lease is an executory contract and leases are not reaffirmed. In your case, the lease is a consumer lease which can be assumed by...
Archived
I need to refile a chapter 13 emergency basis car repossessed Friday. This is my second
Robert's answer
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Answered on June 06, 2016
Don't have enough facts to give you a definite answer. Here are some thoughts on your question.
You have no more than 4 years from filing to...
Am I financially responsible for misuse of a checking account by another person if my name is on the account?
Robert's answer
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Answered on June 06, 2016
The answer is probably. In some states, you can be placed on a checking account as an authorized signer but not an owner of the account. However,...
Archived
Would I be able to convert a Chapter 13 into a Chapter 7?
Robert's answer
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Answered on June 06, 2016
I agree with Mr. Burton. To determine if you qualify for a chapter 7, what you would lose if you convert, what you would be able to keep if you...
Archived
Am I obligated to pay a 4 year old debt back to an ex boyfriend who never asked or expected repayment until after we split?
Robert's answer
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Answered on June 05, 2016
The answer to your question, "Can he really file a lawsuit against me" can be answered without knowing any facts about his lawsuit or claim. That...
Archived
How does our land contract interest work if we file for chapter 7 bankruptcy?
Robert's answer
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Answered on June 04, 2016
The answer to your issue depends upon if and how the homestead exemption laws of the state of Michigan. These vary from state to state. In...
Archived
Post discharge (chapter 7 bankruptcy) reporting... Credit bureaus
Robert's answer
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Answered on June 04, 2016
A creditor is entitled to report accurate and factual information to each of the credit bureaus. If the auto was repossessed before or after the...
Archived
How can you protect any money you have when you file for bankruptcy
Robert's answer
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Answered on June 04, 2016
What you can retain if you file for relief under chapter 7 of the bankruptcy code depends upon Ohio exemption law if you have lived in Ohio for...
Archived
How can I stop repossession of my car?
Robert's answer
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Answered on June 04, 2016
I have had multiple clients tell me that they knew that they were current on their house note or car note. However, once I reviewed their payment...
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